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Defacto

Defacto Core

Defacto Core provides modern credit infrastructure for banks and financial institutions, including instant onboarding, AI-native scoring, and risk monitoring.

Business Credit & LendingAccounts ReceivableAccounts Payable
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Features

Enable instant onboarding with automated KYC/KYB verification
Perform real-time credit scoring and underwriting using AI analytics
Monitor risks proactively to anticipate defaults
Automate payments and reconciliation processes
Provide flexible financing products like factoring and B2B BNPL
Integrate seamlessly with existing financial tools via API
Deploy quickly with plug-and-play integration
Comply with ACPR and European banking regulations

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