Qonto Credit Solutions
Qonto offers a range of credit solutions integrated into the business account, including overdraft facilities and pay later options, to support business cash flow needs.
Business Credit & LendingCorporate CardsSpend ControlsAccounts Payable
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Features
Activate pre-approved credit lines directly from the account
Track credit usage and repayments in real time
Spread supplier invoice payments over 3, 6, or 9 monthly installments
Utilize overdraft facilities with fixed interest rates
Use credit via virtual and physical cards, direct debits, SWIFT, and SEPA transfers
Manage credit with transparent terms and pricing
Access credit without the need to apply
Pay for purchases on credit cards with zero interest if repaid on time
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